Most people are not sure what is covered by OHIP and other plans with regard to Chiropractic services. The chart below will explain the different coverage conditions.
OHIP Provides partial coverage for chiropractic visits.
Extended Health Care Plans These plans may provide full or partial coverage depending on the health plan. Please note that you may have separate coverage for separate services. Please phone your insurance broker to verify coverage.
Motor Vehicle Accident Your auto insurance will fully cover costs incurred at our clinic. We will directly bill your insurance company in these cases.
Workers Compensation Claims Will fully cover all chiropractic expenses. Please inform us immediately as additional paperwork is required.

Please note: All therapies and medical devices at Mezei Health and Wellness Centre are tax deductible

A note from Dr. Mezei…

I would like to convey some information that may be helpful to you with regards to MVA's (motor vehicle accidents).

First you should know that your health care following an accident is covered by your auto insurance policy. The law indicates that you are entitled to a minimum of fifteen chiropractic visits without approval from your insurance company.

The "No-Fault" Misconception

The following statement is representative of the confusion surrounding the terms "no-fault" insurance:

I am afraid to get treatment for my injuries because my auto insurance rates may increase due to "no-fault" insurance.

I often hear such statements made by patients. It is important to understand the nature of the coverage provided by your insurance policy. Your rates will not increase if the accident was not your fault. This is true regardless of whether or not you receive chiropractic therapy, acupuncture, or massage therapy. Similarly, if you are assessed any liability (i.e. fault) in an accident your rates may increase regardless of whether or not you receive treatment for your injuries.

The bottom line is don't take risks with your health and well being. Have yourself examined after an accident and make sure you put your health first!

Many patients complain about neck pain they have had after being involved in a motor vehicle accident years and years ago. They never received proper treatment, and now they regret it. As a rule, the longer an injury goes untreated the greater the likelihood it may become a chronic problem.

No Referral Required

It is important to note that few health care practitioners are as helpful as a chiropractor in the case of a motor vehicle accident. The chiropractor can manage every aspect of your case - from diagnosis and treatment, to the preparation of documents required in case of a legal settlement.

It has come to my attention that some motor vehicle accident victims have been directed to a particular practitioner by their claims adjuster. This kind of active referral (i.e. to a certain kind of practitioner) is inappropriate. As the patient and the insured, you have the right to choose whom you wish to treat your injuries and manage your case.

Please note that through the Workplace Safety Insurance Board a chiropractor can also manage your case if you suffer an injury during the course of your employment. Similarly, chiropractors are also able to manage any personal injury claim.

Here's to your health,

Dr. Mezei.